Users sometimes wonder whether the TERs (Total Expense Ratios) are included in the fees. TER’s are charges levied by fund managers. For traditional funds, they range from 1.5% to 3% but for the ETFs we select, they are about 0.3%. These charges are automatically deducted from the returns on your portfolio. And you won’t have to pay them twice
BIRDEE, THAT IS 1%
ALWAYS AND FOREVER
1000 €100000
€
Birdee charges
17 € /month
Bank charges
33 € /month
Savings achieved
€ /10 years
BIRD IN THE HAND IS WORTH TWO IN THE BUSH
Unlike other financial institutions, Birdee does not charge unexpected fees: you know exactly what you are paying for. Our fees are easy to understand and most of all… completely transparent.
The fees amount to 1% net per year. These fees will be automatically deducted from your account every 3 months at a rate of 0.25% each time.
The fees amount to 1% net per year. These fees will be automatically deducted from your account every 3 months at a rate of 0.25% each time.
BIRDEE, NO EXTRA FEES
No entry nor exit fees
The transactions on your account don't create any extra cost
No rebalancing fees
We never charge fees for adjusting the composition of your portfolio. Rebalancing is all part of the Birdee service.
No reporting fees
The information and evolution reports you receive are all part of the Birdee service
WHAT ABOUT THE TER ?
ONLINE BANK
Long research regarding live insurances and financial assets
Management fees for your life insurance vary from 0,5% to 0,85%
Average fees for investment instruments range between 0,3% and 2,5%
Lots of extra fees :
Mandate management fee
Exit fee
Installment fee
Management fees for your life insurance vary from 0,5% to 0,85%
Average fees for investment instruments range between 0,3% and 2,5%
Lots of extra fees :
Mandate management fee
Exit fee
Installment fee
ONLINE REGISTRATION TAKES ONLY 15 MINUTES OF TIME
Minimum investment amount 50€
Fixed costs set to maximum 1%
No other fees whatsoever !
Fixed costs set to maximum 1%
No other fees whatsoever !
TRADITIONAL BANK
You need to make an appointment with one of their advisors
Average minimum investment amount 5000€
Management fees for your life insurance 1,6% per year
Other additional fees :
Mandate management fee
Exit fee
Installment fee
Average minimum investment amount 5000€
Management fees for your life insurance 1,6% per year
Other additional fees :
Mandate management fee
Exit fee
Installment fee
WHAT ABOUT TAXATION ?
But our fees do not take into account the country specific taxation rules. The gains you make on your portfolios will be taxed according to your place of residence. At the end of each year we will send you all the information you need for your tax return
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